Farmers Insurance

Farmers Insurance Windshield Replacement Colorado

Yes, Farmers comprehensive coverage pays for windshield replacement in Colorado. Farmers offers a Glass Only claim type that does not affect your rates. Under Colorado law (CRS 10-4-613), you may qualify for $0 out of pocket. We bill Farmers directly — you don't need to call your agent or the claims line yourself. Same-day mobile service available across the Denver Front Range.

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Most insurance covers windshield replacement with zero deductible

Most Colorado drivers pay $0 out of pocket

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We verify your coverage in 2 minutes and book same-day service.

We call you to verify coverage — takes about 2 minutes. Won't affect your rates.

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$0 Out of Pocket with Farmers in Colorado

Colorado Revised Statute 10-4-613 requires insurers to offer zero-deductible glass coverage. Many Farmers policyholders in Colorado qualify for $0 out of pocket on windshield replacement. Glass claims are no-fault comprehensive — they do not count against your record or affect your rate. We verify your coverage before any work begins.

We bill Farmers directly — you don't call them.

How a Farmers Windshield Claim Works

1

Provide Your Farmers Policy Number

Your policy number is on your insurance card or in your Farmers account. That's all we need.

2

We Contact Farmers

We call Farmers' claims line, open a Glass Only claim, and confirm your deductible — often $0 under CO law.

3

You Approve Cost

We tell you exactly what you'll owe before any work starts. Most Colorado Farmers customers pay $0.

4

Same-Day Mobile Service

We come to your location. Replacement takes 1–2 hours. We bill Farmers directly.

What Farmers Customers Should Know

Glass Only Claim

Farmers offers a Glass Only claim designation. This is separate from collision and does not affect your driving record, rate, or renewal.

Comprehensive Required

Glass coverage requires comprehensive. If you have comprehensive on your Farmers policy, your windshield is covered. We can verify this for you.

No Rate Increase

Glass claims are no-fault in Colorado. Filing a windshield claim with Farmers will not increase your premium.

You Choose Your Shop

Colorado law gives you the right to choose any licensed auto glass shop. We work with Farmers' direct billing process.

Frequently Asked Questions — Farmers

Does Farmers Insurance cover windshield replacement?

Yes. Farmers comprehensive coverage includes windshield replacement. Under Colorado law (CRS 10-4-613), Farmers policyholders may qualify for $0 out of pocket on glass claims. We verify your exact coverage before starting any work.

How do I file a Farmers auto glass claim?

You don't have to do it yourself. Call or text Pink Auto Glass with your Farmers policy number. We contact Farmers' claims department on your behalf, verify your coverage and deductible, and file the paperwork. You just approve the work and we bill Farmers directly.

Will a Farmers glass claim affect my rates?

No. Farmers treats windshield claims as no-fault comprehensive claims. This type of claim does not affect your premium, your discount, or your renewal pricing in Colorado.

Can I choose Pink Auto Glass with Farmers Insurance?

Yes. Colorado law gives you the right to choose any licensed auto glass shop. Farmers cannot require you to use a specific vendor. We work directly with Farmers' claims process and handle all billing — you just need to provide your policy number.

File Your Farmers Glass Claim Today

We handle all paperwork. Often $0 out of pocket. Direct billing to Farmers.

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