Progressive Insurance

Does Progressive Cover Windshield Replacement in Colorado?

Yes — Progressive comprehensive coverage pays for windshield replacement in Colorado. Under Colorado law (CRS 10-4-613), you may qualify for $0 out of pocket. Progressive also offers an optional Glass Deductible Waiver (Glass Buyback) that eliminates your deductible entirely. We bill Progressive directly — you don't call them. Same-day service available across the Denver Front Range.

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Most insurance covers windshield replacement with zero deductible

Most Colorado drivers pay $0 out of pocket

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We verify your coverage in 2 minutes and book same-day service.

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$0 Out of Pocket with Progressive in Colorado

Colorado Revised Statute 10-4-613 requires insurance companies to offer zero-deductible glass coverage to policyholders. Many Progressive drivers qualify for $0 out of pocket on windshield replacement. If you have Progressive's optional Glass Deductible Waiver (Glass Buyback), your deductible is eliminated outright. We verify your exact coverage before starting any work — no surprises.

We bill Progressive directly — you don't call them.

How a Progressive Windshield Claim Works

1

Call or Text Us

Give us your Progressive policy number (from your insurance card). That's all we need to get started.

2

We Contact Progressive

We call Progressive's glass claims line, verify your coverage, and confirm your deductible amount — often $0.

3

You Approve Cost

We tell you exactly what you'll pay before any work begins. Most Colorado drivers pay nothing.

4

Same-Day Service

We come to your home, office, or any location. Service completed in 1–2 hours.

What Progressive Customers Should Know

Glass Deductible Waiver

Progressive's optional Glass Buyback add-on reduces your glass deductible to $0. Even without it, Colorado's zero-deductible law may apply to your policy.

Esurance Is Now Progressive

If you have Esurance, it is now owned by Allstate (after being owned by Progressive). The claims process and coverage details are similar to Allstate.

Snapshot Doesn't Affect Glass Claims

If you use Progressive's Snapshot usage-based program, filing a glass claim has no effect on your Snapshot discount or overall premium.

You Choose Your Shop

Progressive uses a third-party network but Colorado law gives you the right to choose any licensed shop. You can always choose Pink Auto Glass — we handle the billing.

Frequently Asked Questions — Progressive

Does Progressive raise rates after a windshield claim?

No. Windshield claims filed under comprehensive coverage are no-fault incidents. Progressive does not raise your premium for a comprehensive glass claim. Your driving record and Snapshot score are unaffected.

Does Progressive cover OEM glass?

Progressive's standard coverage uses aftermarket glass unless you have added OEM coverage to your policy. Colorado law gives you the right to request OEM-equivalent quality glass. Ask us about OEM options when you call — we work with Progressive to get the right glass for your vehicle.

What is Progressive's Glass Deductible Waiver (Glass Buyback)?

Progressive offers an optional add-on called the Glass Deductible Waiver or Glass Buyback that reduces your out-of-pocket glass deductible to $0. Even without this add-on, Colorado law (CRS 10-4-613) gives you the right to zero-deductible glass coverage — ask us to verify which applies to your policy.

Can I choose Pink Auto Glass instead of Safelite when using Progressive?

Yes, absolutely. Progressive may direct you toward Safelite or their Auto Glass Network, but Colorado law gives you the right to choose any licensed auto glass shop. We work directly with Progressive — just give us your policy number and we handle the rest.

File Your Progressive Glass Claim Today

We handle all paperwork. Often $0 out of pocket. Direct billing to Progressive.

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