Liberty Mutual Windshield Replacement Colorado
Yes — most Liberty Mutual drivers in Colorado qualify for zero-deductible windshield replacement. RightTrack scores are unaffected by glass claims — we bill Liberty Mutual directly.
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Most insurance covers windshield replacement with zero deductible
Most Colorado drivers pay $0 out of pocket
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We verify your coverage in 2 minutes and book same-day service.
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(720) 918-7465$0 Out of Pocket with Liberty Mutual in Colorado
Colorado law requires insurers to offer zero-deductible glass coverage. Most Liberty Mutual policyholders qualify — glass claims won't affect your RightTrack score, rate, or renewal.
How a Liberty Mutual Windshield Claim Works
Provide Your Policy Number
Share your Liberty Mutual policy number from your insurance card or the Liberty Mutual app. That's all we need.
We Contact Liberty Mutual
We call Liberty Mutual's claims line, verify your comprehensive coverage, and confirm your deductible — often $0 under Colorado law.
You Approve Cost
We tell you exactly what you'll owe before any work starts. Most Colorado Liberty Mutual customers pay $0.
Same-Day Mobile Service
We come to your location. Replacement takes 1–2 hours. We bill Liberty Mutual directly.
What Liberty Mutual Customers Should Know
Liberty Mutual Owns Safeco
Safeco is a Liberty Mutual subsidiary. We handle glass claims for both brands. If you have a Safeco policy, see our Safeco page for details.
RightTrack Not Affected
Liberty Mutual's RightTrack usage-based program monitors driving behavior. Comprehensive glass claims are no-fault and have zero impact on your RightTrack score or discount.
No Rate Increase
Glass claims are no-fault comprehensive. Filing a windshield claim with Liberty Mutual does not increase your premium in Colorado.
You Choose Your Shop
Colorado law gives you the right to choose any licensed auto glass shop. We work directly with Liberty Mutual's claims billing process.
Frequently Asked Questions — Liberty Mutual
Does Liberty Mutual cover windshield replacement?▼
Yes. Liberty Mutual comprehensive coverage includes windshield replacement. Under Colorado law (CRS 10-4-613), Liberty Mutual policyholders may qualify for $0 out of pocket on glass claims. We verify your exact coverage and deductible before starting any work.
Does filing a Liberty Mutual glass claim affect my RightTrack discount?▼
No. RightTrack is Liberty Mutual's usage-based insurance program that monitors driving behavior. Comprehensive glass claims are no-fault incidents and do not affect your RightTrack score, discount, or renewal pricing.
How do I file a Liberty Mutual auto glass claim?▼
You don't have to file it yourself. Call or text Pink Auto Glass with your Liberty Mutual policy number. We contact Liberty Mutual's claims department, verify your comprehensive coverage, and handle all the paperwork. You just approve the work and we bill Liberty Mutual directly.
What is the difference between Liberty Mutual and Safeco?▼
Safeco is a subsidiary of Liberty Mutual. Both are covered by the same parent company but operate separate claims systems and brands. We handle both. If you're unsure which brand your policy is under, we can sort it out from your policy number. Either way, $0 deductible may apply under Colorado law.
File Your Liberty Mutual Glass Claim Today
We handle all paperwork. Often $0 out of pocket. Direct billing to Liberty Mutual.