Safeco Insurance (A Liberty Mutual Company)

Safeco Windshield Replacement Colorado

Yes, Safeco comprehensive coverage pays for windshield replacement in Colorado. Safeco is owned by Liberty Mutual and is a top insurer in Colorado. Under Colorado law (CRS 10-4-613), you may qualify for $0 out of pocket. We bill Safeco directly — you don't have to call them. Same-day mobile service available across the Denver Front Range.

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Most insurance covers windshield replacement with zero deductible

Most Colorado drivers pay $0 out of pocket

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We verify your coverage in 2 minutes and book same-day service.

We call you to verify coverage — takes about 2 minutes. Won't affect your rates.

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$0 Out of Pocket with Safeco in Colorado

Colorado Revised Statute 10-4-613 requires insurers to offer zero-deductible glass coverage. Many Safeco policyholders in Colorado qualify for $0 out of pocket on windshield replacement. Glass claims are no-fault comprehensive — they do not affect your rate or renewal. We verify your exact coverage before any work begins.

We bill Safeco directly — you don't call them.

How a Safeco Windshield Claim Works

1

Provide Your Safeco Policy Number

Your policy number is on your insurance card or in your Safeco account. That's all we need.

2

We Contact Safeco

We call Safeco's claims team, verify your comprehensive coverage, and confirm your deductible — often $0 under CO law.

3

You Approve Cost

We confirm exactly what you'll owe before any work starts. Most Colorado Safeco customers pay $0.

4

Same-Day Mobile Service

We come to your location. Replacement takes 1–2 hours. We bill Safeco directly.

What Safeco Customers Should Know

Safeco Is Owned by Liberty Mutual

Safeco and Liberty Mutual share the same parent company but operate separate claims processes. We handle both. If you're not sure which brand your policy is under, we can figure it out from your policy number.

Comprehensive Required

Windshield coverage requires comprehensive. If you have comprehensive on your Safeco policy, your glass is covered under Colorado law.

No Rate Increase

Glass claims are no-fault comprehensive. Filing a windshield claim with Safeco does not increase your premium.

You Choose Your Shop

Colorado law gives you the right to choose any licensed auto glass shop. We work with Safeco's direct billing process.

Frequently Asked Questions — Safeco

Does Safeco cover windshield replacement?

Yes. Safeco comprehensive coverage includes windshield replacement. Safeco is owned by Liberty Mutual. Under Colorado law (CRS 10-4-613), Safeco policyholders may qualify for $0 out of pocket on glass claims. We verify your exact coverage before starting any work.

Is Safeco the same as Liberty Mutual?

Safeco is a subsidiary of Liberty Mutual. They operate as separate brands but share the same parent company. Your Safeco policy is administered by Safeco's claims team. We handle both Safeco and Liberty Mutual claims and know the process for each.

How do I file a Safeco glass claim?

You don't have to file it yourself. Call or text Pink Auto Glass with your Safeco policy number. We contact Safeco's claims department, verify your comprehensive coverage and deductible, and handle all the paperwork. You just approve the work and we bill Safeco directly.

Will a Safeco glass claim raise my rates?

No. Windshield replacement is a no-fault comprehensive claim. Safeco does not increase your premium for filing a comprehensive glass claim in Colorado.

File Your Safeco Glass Claim Today

We handle all paperwork. Often $0 out of pocket. Direct billing to Safeco.

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